SOVRN
THE SOVRN $10K+ ROADMAP

You're One Skill Away From a Different Life.

Learn how mastering life insurance sales can open the door to $10K+/month and beyond.

No Experience Required·Uncapped Earning Potential·Training & Mentorship

Earnings are not guaranteed. Actual results depend on individual production, expenses, and other factors.

The Business Model

A Business Built Around Helping Families.

Mortgage protection gives homeowners a way to help financially protect their families if the unexpected happens. As an independent life insurance agent, you can help families find coverage while building a business driven by your own production.

01

A PRODUCT THAT MATTERS

Help homeowners find coverage designed to protect their families, their mortgage, and their financial future.

02

INDEPENDENT EARNING POTENTIAL

Earn commissions based on the eligible policies you sell, rather than relying on an hourly paycheck.

03

A BUSINESS YOU CAN GROW

Build your production, develop valuable skills, and potentially expand into leadership as your business grows.

Access to Established Insurance Carriers

Work with a range of insurance carriers and product solutions to help clients find coverage that fits their needs.

Americo
Transamerica
Ethos
Chubb
Aetna
Athene
American Amicable
Corebridge
F&G
Mutual of Omaha
National Life Group
Instabrain

Carrier and platform access varies by licensing, appointments, contracting, state, and product availability. Not all listed organizations offer mortgage protection life insurance products.

Your Roadmap

From Zero Experience to Your First Commission.

Every successful agent starts somewhere. Here's how you go from knowing nothing about insurance to learning the business and working toward your first sale.

01

Get Licensed

Complete the necessary education, examination, and licensing requirements to become a life insurance agent.

02

Get Contracted

Complete onboarding and obtain the carrier appointments needed to begin selling.

03

Master the System

Learn mortgage protection, quoting, underwriting, client conversations, and the sales presentation.

04

Start Producing

Work approved leads, speak with homeowners, and help qualified prospects find suitable coverage.

05

Earn Your First Commission

Submit applications and receive commission when eligible policies are issued and paid.

You don't need experience to get started. You need the willingness to become great at something new.

The $10K+ Blueprint

What Does It Take to Build a $10K+/Month Business?

Every income goal starts with a production target. Explore how your sales, commissions, and business expenses can translate into a profitable life insurance business.

Your Business Targets

Monthly Profit Goal
$10,000
Needs about $2,500 a month in business expenses
Commission Percentage100%
Compensation varies by contract, carrier, and policy · $1,125.00 advance per $1,500 policy
Policies Per Month
14
to reach your profit goal
Premium sold per month$21,000
Commission advances per monthdeposits in the bank$15,750
Business expenses & chargebacksCRM / Lead Spend / Chargebacks (15%) fall off$4,863
Profit left after expensesthat month only (advance commissions)$10,888
Backend commissionthe other 25%, released 9 months later$4,463

All figures are illustrative, not guaranteed or representative of typical agent earnings. Calculations assume policies are issued, paid, and eligible for the stated advance, and already allow for a 15% fall-off from chargebacks. Actual commissions, carrier payment schedules, underwriting, expenses, persistency, and individual performance affect results. Estimated operating cash flow is shown before taxes.

The More You Develop Your Skills, the More Valuable Your Activity Becomes.

Sales is a skill. As your communication, consistency, and closing ability improve, so can your production.

Questions

Straight answers, no runaround.

“Chase the man, not the money.”

The income is the opportunity. The person you become is the bigger goal.

SOVRN was built for individuals who refuse to settle for average. People who want to take ownership of their future, develop discipline, master valuable skills, and build something they're proud of.

INDEPENDENCEDISCIPLINEGROWTHLEADERSHIP

Ready to Build Something of Your Own?

If you're ambitious, coachable, and willing to put in the work, I'd love to show you what we're building at SOVRN.

No pressure. Just a conversation.

SOVRN
© 2026 SOVRN

Educational and recruiting purposes only. Not an offer of employment, a guarantee of income, or financial advice. Earnings vary based on individual performance, expenses, persistency, and carrier compensation. Commission examples and financial calculations are illustrative. Applicable licensing and carrier appointments are required before soliciting insurance applications.

Business information: Legal entity name, address, and licensing details.